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Careconnect Health Insurance Group Review: How to Avoid the Emergency Room This Summer

February 17, 2017

Summer is a time to kick back and relax -- unless you’re an ER doctor, that is. Hospitals don’t take vacations. In fact, some research shows that emergency room visits actually increase during the summer months.

Outdoor fun and time off from school and work can provide great opportunities for staying active and fit, but they can also raise your risk for injury and illness. To keep yourself and your family safe this summer, check out these tips for staying out of the ER, from Lenox Hill Hospital emergency physician Robert Glatter, MD.

Injury-proof your home and yard

Your family will probably spend a lot of time outdoors this summer, so take a look around and remove potential hazards -- like dead tree branches lying right where they can be tripped over, or broken swing sets your kids may want to climb. If you’ve got a pool, make sure it’s securely fenced with a self-closing, self-latching gate, so children can’t get in when an adult isn’t present.

Do a similar sweep through your house to clear out any accidents waiting to happen -- injuries in and around the home are a common cause of ER visits year-round, Dr. Glatter says. “Clean up loose toys, shoes, cords and chargers,” he says. “Messy rooms cause a surprising number of concussions, wrist fractures and lacerations.”

Keep it cool

Summer’s heat and humidity can be uncomfortable for even the healthiest people. For children, seniors and people with obesity or a chronic disease, it can be downright dangerous.

If you’re at risk for a heat-related illness, try to stay indoors in a cool place (or at least in the shade) during the hottest parts of the day. And when you do spend time in the sun, drink plenty of fluids and reapply sunscreen regularly.

Steer clear of ticks

The New York area tends to see more cases of Lyme disease than many other parts of the country, Glatter says. The tick-borne disease can cause flu-like symptoms and other problems that are sometimes severe enough to send a sufferer to the doctor -- or even the ER. “We see a fair number of otherwise healthy people with fevers, skin rashes and joint aches at this time of year,” says Glatter.

A few moves can reduce your risk of Lyme. If you’re spending time in the woods or tall grasses, for instance in Westchester or on Long Island, use an insect repellant with DEET to keep ticks from biting. When you come indoors, give yourself (and your pets) a tick check.

Stay smart on the road

Sure, it’s summer, but the biggest dangers out there are the same ones you face year-round. Like car accidents, for instance. “The importance of safe driving cannot be emphasized enough,” says Glatter, for adults as well as for newly licensed teens. That means absolutely no texting behind the wheel, and also avoiding other distractions -- like eating, fiddling with the radio or GPS, or even having intense conversations while driving.

If you’re on a bike, always wear a helmet. And whether you’re on two wheels or on foot, always make sure you’re visible to motorists and obey traffic laws when traveling on or crossing roads shared with cars.

Keep up your healthy habits

There’s nothing wrong with letting loose a little during summer vacation. But that shouldn’t mean ditching your healthy diet, skipping your medication, abandoning your exercise plan, or making risky decisions about drugs and alcohol.

“Self-destructive behavior can sabotage your wellness, ultimately leading to an ER visit,” says Glatter. Or put it another way: Staying healthy (and out of the hospital) is often as simple as making smart decisions single day.

Cyber Security: Machine Learning and Big Data Know It Wasn’t You Who Just Swiped Your Credit Card

January 12, 2017

You’re sitting at home minding your own business when you get a call from your credit card’s fraud detection unit asking if you’ve just made a purchase at a department store in your city. It wasn’t you who bought expensive electronics using your credit card – in fact, it’s been in your pocket all afternoon. So how did the bank know to flag this single purchase as most likely fraudulent?

Credit card companies have a vested interest in identifying financial transactions that are illegitimate and criminal in nature. The stakes are high. According to the Federal Reserve Payments Study, Americans used credit cards to pay for 26.2 billion purchases in 2012. The estimated loss due to unauthorized transactions that year was US$6.1 billion. The federal Fair Credit Billing Act limits the maximum liability of a credit card owner to $50 for unauthorized transactions, leaving credit card companies on the hook for the balance. Obviously fraudulent payments can have a big effect on the companies’ bottom lines. The industry requires any vendors that process credit cards to go through security audits every year. But that doesn’t stop all fraud.

In the banking industry, measuring risk is critical. The overall goal is to figure out what’s fraudulent and what’s not as quickly as possible, before too much financial damage has been done. So how does it all work? And who’s winning in the arms race between the thieves and the financial institutions?

Gathering the troops

From the consumer perspective, fraud detection can seem magical. The process appears instantaneous, with no human beings in sight. This apparently seamless and instant action involves a number of sophisticated technologies in areas ranging from finance and economics to law to information sciences.

Of course, there are some relatively straightforward and simple detection mechanisms that don’t require advanced reasoning. For example, one good indicator of fraud can be an inability to provide the correct zip code affiliated with a credit card when it’s used at an unusual location. But fraudsters are adept at bypassing this kind of routine check – after all, finding out a victim’s zip code could be as simple as doing a Google search.

Traditionally, detecting fraud relied on data analysis techniques that required significant human involvement. An algorithm would flag suspicious cases to be closely reviewed ultimately by human investigators who may even have called the affected cardholders to ask if they’d actually made the charges. Nowadays the companies are dealing with a constant deluge of so many transactions that they need to rely on big data analytics for help. Emerging technologies such as machine learning and cloud computing are stepping up the detection game.

GAC Group Singapore: Innovation News

January 5, 2017

PIC SCHEME

Enhanced Tax Deductions: Compute your PIC claims for ECI

Businesses have to submit their Estimated Chargeable Income (ECI) to IRAS no later than 3 months after the end of the financial year (ie. 31th March 2016 if they follow the calendar year). The PIC Enhanced Tax Deductions claim can be included along with the submission to enjoy the associated benefits. Feel free to contact us for more details!

Cash payout: Status of application and treatment of the queries for PIC by IRAS

After the submission of a cash payout claim, businesses can call the IRAS hotline or login to the IRAS E-service system to check the status of their application (quickest and most convenient way recommended by IRAS).

For applications selected for audit by IRAS, further details and supporting documents will be requested for review. IRAS will then revert to businesses within 3 months from receiving the complete information. The processing time may take up to six months, depending on the complexity of each case.

PUBLIC FUNDING IN SINGAPORE

New services launched for international development

The Market Readiness Assistance (MRA) grant and the Double Tax Deduction (DTD) are 2 public funding managed by IE Singapore that support the overseas expansion of local SMEs.

The MRA grant is designed to accelerate the international expansion of Singapore SMEs by covering up to 70% of eligible costs. These could range from overseas market set-up, identification of business partners, and overseas market promotion.

As for the DTD, it allows companies to deduct against their taxable income, twice the qualifying expenses incurred for eligible activities when carrying out market expansion and investment for their overseas development.

GAC Group assists you to get for MRA and DTD while providing expert advice and application assistance. We provide a hassle free solution to get the additional funding your company needs to expand overseas.

New services launched for Capability Development Grant (CDG)

The Capability Development Grant (CDG) is a financial assistance program managed by SPRING Singapore. CDG supports local SMEs to upgrade their business capabilities through defraying up to 70% of qualifying costs on activities such as Technology innovation, Service excellence, Productivity improvement, IP & Franchising, HR development, Financial management, Quality & Standards, Business excellence & strategy, Brand & Marketing strategy.

Through our 14 years of experience with the public funding scene, we have the expertise to successfully assist local SMEs to get their CDG applications optimized and approved. To find out more about how this grant would benefit your company, do not hesitate to contact us!

GAC EXPERTISE

How to identify an eligible R&D project

The identification of an eligible R&D project within all the developments of a company is a challenging task. The term "R&D" is often misunderstood, as it is commonly used to refer to the technical developments in its broadest sense. However, the definition of R&D given by IRAS in its “R&D Tax Measures” is far closer to scientific research than technical development. This is inspired by the definition given by the OECD, in the Frascati Manual. This manual gives definitions for basic research, applied research, and experimental development. With a good comprehension of the definitions and a strong knowledge of the R&D activities, our team has the expertise to accurately identify your R&D projects. Our Group’s competency in both technical and financial aspects allows us to secure the claimed projects with, for example, a strong technical report, and a fully optimized associated amount.

GLOBAL NEWS AND EVENTS

Launch of TechSG

GAC Group has attended the launch of TechSG, a digital platform for Singapore's technology entrepreneurial ecosystem developed by NUS Enterprise and sponsored by IBM. It is an open and collaborative platform for the community to provide comprehensive information on key players in Singapore’s entrepreneurial ecosystem with analytical tools. The objective is to visualize and track the diversity, interdependency, growth dynamics and vibrancy of the local entrepreneurial ecosystem.

Release of the RIE2020

The Government has announced a S$ 19 Bn budget to support Singapore’s R&D efforts over the next 5 years. This 6th roadmap represents an 18% increase compared to the precedent plan and is also the biggest in history.

The Research Innovation Enterprise 2020 plan (RIE2020) aims at supporting the transfer of research into solutions to address national challenges, to build up innovation and technology adoption among companies, and to drive economic growth through value creation.

Four primary technology sectors are emphasized to deepen the technology capabilities and competitiveness of Singapore and to raise productivity and meet national priorities:

• Advanced Manufacturing and Engineering

• Health and Biomedical Sciences

• Services and Digital Economy

• Urban Solutions and Sustainability

In the meantime, cross-cutting programmes will focus on excellent sciences, strong pipeline of manpower and value creation.

The funding will be more competitive in areas of relevance and importance for Singapore. The Government aims at encouraging collaboration of multiples stakeholders bringing together different expertise to address big issues. Thus, the Government wishes to encourage tech transfer from research to marketable solutions and public-private partnerships too.

To sum up, the Government is trying to capitalize on technologies with which the country has a competitive advantage and to build up capabilities in areas that are deemed to have great national needs.

JTC Innovation Grant Call

The JTC Innovation Grant Call has been set up to identify and provide funding for technology owners to undertake test-bed and pilot innovative solutions to promote sustainability. The areas of focus include:

• Resource Efficiency: Develop sustainable facility management solutions by reducing reliance on manpower.

• Sustainable Urban Solutions: Develop solutions that can mitigate urban challenges and cultivate green practices.

• Building Efficiency: Develop green buildings solutions by reducing water & energy consumption, allowing efficient waste treatment or harvesting green energy to reduce power consumption.

All enterprises and research institutions, both local and foreign including start-ups and incubators registered with the local authorities in their respective countries are eligible to participate.

Companies can obtain up to 500.000 SGD for qualifying costs: Manpower/Professional services, Equipment/software, and Intellectual Property.

Online Security: Top Payment Options for Online Casinos

December 7, 2016

Finding your favorite casino games online is easy to do considering the loads of options to choose from. However, in order to make the most of your gambling experience online, it is ideal that you find a casino that offers you the safest, most reliable payment options. Security is an important consideration when trying to choosing an online casino. To make it easier on you, we’ve compiled a listing of the top payment options available through online casinos today. Look out for these options as they ensure your security comes first and that you have the best online gambling experience.

Credit Card

Credit is probably the most widely used form of payment across all online casinos. The great thing about credit card payment options is that you’ll find them at all casinos, so you’ll be able to play at any casino if this is your preferred method. Unfortunately, credit cards aren’t always the most secure option, as fraudulent behavior is often a cause for concern. Of all credit card options, we recommend Visa as it is accepted worldwide and is the safest of the bunch.

PayPal

Conveniency is at the core of PayPal’s business model, allowing for easy money transfer online. PayPal was founded in 1998 with the intention of making online shopping easier and hassle-free. Users of PayPal are now able to consolidate their multiple banking accounts under one convenient roof, so that they can transfer money or make payments through multiple accounts. For online casino members, the availability of PayPal makes their experience all that much more convenient. It’s much easier to play and gamble when you don’t have to worry about constantly having to rely on one single account. Additionally, PayPal is extremely secure and employs the strictest technology to prevent fraud and other suspicious behavior. Thus, it is no wonder that casino sites that accept paypal, listed on paypal-casinos.co, are a favorite among online casino goers. If we had to go with one option, PayPal would be our pick.

Neteller

Known as the leader in the e-wallet industry, Neteller is a highly reputable and widely used form of payment. Neteller makes it easy to transfer funds for services and is used as a virtual wallet for those who prefer veering away from banks. Knowing that you won’t have to plug in your account number in order to make a payment is a source of comfort for many, and Neteller allows for that. It is a convenient payment option that has become widely recognized within the online casino industry. It is relatively easy to come across, especially within the Canadian casino space online.

Visa Electron

Debit is also a common form of payment available on many online casinos worldwide. Visa Electron is the most reputable of the lot, ensuring security for all those using it. The card is easy to use and it serves as a sister card to the Visa debit card. The only difference between the two is that Visa Electron prevents the player from overdrawing, so they must be sure to have enough funds available when using their card. Most online casinos offer Visa Electron as a payment method. We highly recommend Visa Electron if you like to use your debit card and are looking for a secure form of debit.

These payment options are the most reliable options when making payments through online casinos. It is important to choose an option that is most convenient for you and keeps your security a priority. Always choose a trusted option so that you can make the most of your online casino experience.

CRIB Advisors Mentors Singapore: Crib Match

November 23, 2016

CRIB Match is the platform to find your perfect co-founder(s) to team up for success

A key component of our matchmaking program is to help identify your entrepreneurial strengths, before pairing you up with potential ideas and partners at CRIB Match events.

CRIB believes that successful business teams comprise three main entrepreneur types, which can be profiled through our proprietary ABC entrepreneur assessment tool:

ANGELS

Angels (As) are resourceful investors with the right finances and networks to make a difference in new ventures and opportunities.

BUSINESS MANAGERS

Business Managers (Bs) are enablers who make things happen with strong management, organization and execution skills.

CREATIVES

Creatives (Cs) have ideas waiting to be translated into reality and enjoy finding creative solutions to challenges.

All CRIB members are welcome to submit their business plan proposals which are assessed by the CRIB Evaluation Team for individual and business feedback.

Promising ideas are given the opportunity to be pitched at CRIB Match Mixers, where participants can find potential partners, speed dating style.

The strongest, most viable and scalable submissions will proceed to CRIB Pitch Perfect, where they will be paired with a curated team of mentors and potential co-founders, and invited to pitch to a selected group of CRIB Angels.

Moss Adams Business Consultants: Public Company Audits

October 6, 2016

Independent perspective for your audit committee—whether you’re preparing an IPO or maintaining your compliance.

INDEPENDENT PERSPECTIVE

Moss Adams is the independent auditor of record for public companies across industries—including entities with market capitalizations exceeding $3 billion as well as those working to register their equity and debt securities with the SEC.

Our dedicated partners and professionals are well qualified to address the full spectrum of your accounting and regulatory reporting requirements, and five of them have completed two-year terms as SEC Professional Accounting Fellows in Washington, DC. This direct involvement with the SEC and relevant committees—namely, the SEC Regulations Committee and Center for Audit Quality committees—provide us with extensive insight that we’ll put to direct use when we conduct your audit.

As your independent auditors, we’ll work directly with your audit committee and management team to develop a detailed and efficient audit plan that will provide an objective and independent perspective in an increasingly complex regulatory environment. To do this, we assemble an integrated audit team made up of accountants, corporate finance professionals, tax advisors, technology consultants, and professionals fluent in your industry, drawing on their individual expertise so we can deliver an audit solution that’s tailored to your organization and its particular needs.

With offices throughout the Western United States and support from Praxity AISBL, our international alliance of independent accounting firms, we’re equipped to handle your multistate and international business needs with ease. And the breadth of services we provide to public companies means we’ll be able to step in quickly and effectively to help your organization in other ways, including:

  • Private debt and equity offerings
  • Mergers and acquisitions
  • Valuations
  • Reorganizations
  • Consolidations
  • Leveraged capitalizations
  • Divestitures and disposals
  • Management buyouts
  • Leveraged buyouts
  • Corporate governance consulting
  • Outsourced internal audits

Moss Adams is registered with the Public Company Accounting Oversight Board (PCAOB), which oversees audit services provided by CPA firms to SEC issuers and broker-dealers. Read our most recent PCAOB inspection report.

Contact us today to learn more about our public company assurance services or arrange a complimentary consultation.

Haws Corporation Tempered Water Nevada USA: Need a eyewash but have no water?

October 4, 2016

NEW PRODUCT RELEASE

Model 7601.15 is a 15-gallon, air-pressurized, self-contained eyewash with an ASME rated tank with optional drench hose.

Model 7601.15 is an ideal solution for a facility’s ANSI eyewash requirements in locations without access to a continuous potable water source and where an ASME tank is required.

More specifically, Model 7601.15 is able to provide 15 minutes of flushing with the use of twin soft-flo eyewash heads.

  • Features a 15 gallon (56.8 L) ASME rated stainless steel tank
  • Protective measures include:
    • air pressure gauge
    • pressure relief valve
    • tire-type air fill valve
  • Measurements: 43-3/4″ (111 cm) high, 12-1/4″ (31 cm) diameter
  • ABS plastic anti-surge eyewash heads with integral flow controls and dust covers
  • Chrome-plated brass ball valve equipped with stainless steel ball and stem
  • Additional features:
    • Flow Regulation9082
    • Fully Assembled
    • System Certified

Certified by CSA to meet the ANSI Z358.1 Standard for Emergency Eyewash and Shower Equipment.

Note: Reference the Supplemental Equipment section [8.0] of the ANSI Z358.1-2014 regarding Drench Hose compliance.

Apple and SAP: Partnering to Shape the Future

September 8, 2016

Pro Axia Consultants Business Consulting Group in Osaka, Tokyo, Nagoya, Japan sees the partnership between Apple and SAP resulting in lots of innovative developments and improved business value with the combined distinguished user experiences of Apple and the incomparable end-to-end business process and software of SAP.

Companies and developers now have the opportunity to make a difference in the digital world through this partnership, along with giving new opportunities and transforming the mobile work experience for customers. Pro Axia Consultants knows that great business applications await the world through Apple and SAP's partnership wherein it could also open potential for their joint customers.

Yes, most of us can't live without a smartphone or tablet nowadays, and can't end the day without using a mobile application. The current era people live in can be described to as an app-driven world.

To enable customers to fully leverage the data in their SAP enterprise systems, SAP is developing a lot of new and native iOS industry apps for core business processes to transform how customers run their business anywhere.

The kind of capability that drives a digital enterprise is the power to get mission critical information, reports, and data anytime and anywhere you need it, without being tied to your desktop. SAP is starting with industries including retail, asset intensive industries, professional services, and healthcare where the need for consumer applications is high and there is instant add value as they develop those applications.

In order to develop, extend and run a new class of native iOS apps powered by the HANA Cloud Platform (HCP), SAP provides their community of developers with advanced tools and training such as SAP HANA Cloud Platform SDK for iOS and a SAP Academy for iOS. Developers can get access to the power of HANA in the cloud.

HCP allows you to change an existing SAP application (or mobile SAP app) even though you’re not a developer wherein you also no longer need months of customization with lots of consultants. HCP is that fastest path to the best app and that path just got even better with this specific partnership.

Companies and developers can easily build their own native apps for iPhone and iPad through SAP HCP SDK for iOS and training for developers to native iOS apps powered by HCP while taking advantage of all the innovative iOS technologies.

SAP, together with Apple, will offer developers with a SAP Fiori for iOS design language based on SAP Fiori UX adapted for iOS. This will include reusable design components and building blocks to optimize the development of consistent and beautiful UI design across applications and throughout the lifecycle of each application to ensure that app adoption and user experience are easy to use, consistent and smooth.

SAP and Apple will jointly develop a SAP Academy for iOS to complement the SDK as well as to curate and educate their combined ecosystem, connecting millions of developers, customers, SI partners and ISV partners. It would be hugely beneficial for both SAP and Apple to share the knowledge of technical expertise and design skills for native iOS app development.

The partnership between SAP and Apple will also allow real work in real time. It'll be easier to consume and leverage your organization's most important data on their iPhone and iPad devices. SAP offers an enterprise computing platform through HANA that enables customers to constantly access their data every day to obtain significant and insightful data.

Nowadays most people can't live without a certain app on their phone and one example of which is Uber. If you'll look back a few years ago, this app is not even available but now plays a huge part in the lives of millions of people. The world people live in today is truly amazing because such apps already have a great impact and hold a huge importance.

The Apple/SAP partnership aims to achieve success by creating such applications that could be vital for their customers, which enables newer and faster ways to perform a task, access data and do their job.

Accessing accurate and real-time data is really a game changer. Mobile apps on iOS will make digital transformation even more prevalent across enterprises. Innovative transformation could really happen and life will become a lot easier with the combination of SAP's helpful data management and Apple's dependable user experience.

This partnership does excite Pro Axia Consultants with all the possibilities and benefits it could bring to the modern society.

Bacall Development: Tips for searching the ideal commercial property

August 17, 2016

Some say that location is the most important thing when looking for the perfect property for your business. But Bacall Development claims that there are other essential things to consider that are just or even more important as location. Looking for the perfect property for your business can be arduous, so the Bacall team suggests the following to help you find the right commercial property.

Location

Reviews show that location holds great importance to some business, but not to every business out there because it depends on the kind of business you have. For instance, location can set a great difference and can greatly contribute to the success or failure of your business in case you depend on customer contact in a retail setting. You must be in a place that is accessible and easy to find.

You may choose a serene location if you don't see clients often at your site to offer a peaceful environment to your staff. With this, they can be more focused to finish their jobs. Bacall Development recommends a home office if you don't have any employees on site and don't expect visits from customers. This way, you can save on operating costs and provide potential tax savings.

Size

Make sure that the property fits your business well and works for the kind of business you have. Size is an important factor whether you're just starting out or moving your business. If the site can accommodate your business then it can be an excellent choice for you. In order to avoid any added expense because of retrofitting, see to it that the place has been outfitted with wiring to meet your electrical and communication needs. Knowing the zoning ordinances of the area is also considered necessary.

Surroundings

Does the location of the property has a good neighborhood? Bacall Development needs you to prioritize the growth of your business, so even though the rent is high but the location is accessible and suits your needs, it is worth your money. Placing your business near similar businesses can do you good if you have a retail business. Consider a place that is convenient for your customers and offers the chance to combine trips and errands. Parking, safety, and traffic also have great influence to potential customers, so put them into mind. Comfort and safety are crucial for your customers and employees, so see to it that you will choose a property that offers both.

Cost

Is the property affordable to you? Begin looking at a commercial property for your business after having a particular budget in mind. Bacall associates rental suggests that you consider different alternatives such as renting an existing space, buying a lot and have control over the construction and design, and leasing a build-to-suit. You can buy an affordable piece of property for your business by stopping at the courthouse to get a list of business closings or property foreclosures.

Availability

Check if the property is really out there. You can schedule a consultation with a real estate broker to help you lessen your options in case you're not certain how to find a commercial property. Going in person is also advisable if you're going to visit some locations that caught your interest. This can help you do some evaluation on some issues that may affect your business such as competition, traffic, and overall convenience. Bacall Development recommends the use of online searching at real estate websites if you want to see what is available on the market without exerting too much effort.

Keep in mind that a good commercial property does not stay available for long, so be prepared to act quickly if you find one that really matches your business needs.

Bacall Development: The benefits of investing in commercial property

July 18, 2016

Safety is the main reason why some people invest in commercial property since it's the main interest of many. Based on recent reviews, commercial property will still perform for you even if the economy slows down, unlike in residential property. And when the economy is strong, commercial property increases its value and gives you a stable income.

But if you're still in doubt or just planning to start out in this venture, Bacall Development explains the benefits you can gain from investing in commercial property through the following paragraphs to help you make up your mind. The firm is a full-service commercial real estate company that has been involved in this field for decades.

Strong returns are not a surprise to some when it comes to commercial property. You can gain both income and capital growth in a commercial property since it provides strong and reliable returns. However, making a quick gain shouldn't be your only objective because this endeavor requires great effort and patience. You should take advantage of a growing investment over time where you can get a return consistently above inflation.

Aside from higher returns, commercial property is oftentimes more secure - a crucial point to others that can result in a steady income. Leasing commercial real estate usually ranges from three to ten years as opposed to short-term leases of residential properties.

Because of the mentioned benefits above, reviews state that the risk is lesser if you invest in commercial property than in residential property or the stock market. This data is based on overall analysis of both properties.

According to Bacall Development and its associates, commercial property can catch the attention of different sectors in the economy. Because of the dependence of retail property on consumer spending trends, it has the highest direct relationship to the economy, along with industrial properties. Office buildings are most likely to perform depending on long-term supply and demand. Exposure to various sectors can deliver great benefits to you and to avoid fraud as well.

Acquiring tax benefits is imaginable with a commercial property. Most commercial properties attract handy building allowances as well as depreciation allowances on plant equipment within the building.

Protection against inflation is also one of the benefits of investing in commercial property. Reviews reveal that commercial property has been considered as a good protection against inflation over the years. It has a good record of outpacing inflation over a long period of time.

Investment control? Yes, it's possible. You have a significant level of control over your investment in case you're an owner of a direct property. You have control on various areas such as change of use for the property, disposal, redevelopment, renovations, the terms of the lease, the type of tenant, and upgrading.

Furthermore, you have the ability to add value in a commercial property investment through improvement of the appearance, renovation, lease restructure, subdivision or enlargement, and upgrade. You can further leverage your commercial investments as you improve the property and it grows in value. By borrowing more against your improved equity, you can quickly be in a position to control a sizeable portfolio of properties.

However, Bacall Development needs you to know that there are still disadvantages in owning commercial properties. What are mentioned above could be the total opposite to others based on their individual experience. The firm suggests that you must choose the right commercial property to have a strong capital growth and gain a great rental return. You must know what makes a good commercial property.

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